Terms of Service

Introduction
Welcome to phearnotliving.com. These Terms of Service govern your use of our website. By accessing or using phearnotliving.com, you agree to comply with these terms. If you disagree with any part of the terms, you may not access the website.

Use of Content
All content provided on phearnotliving.com is for informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of the information. The content is subject to change without notice.

Affiliate Links
phearnotliving.com may contain affiliate links. We may earn a commission if you make a purchase through these links. However, this does not influence our content or recommendations. We strive to provide honest and unbiased information.

Intellectual Property
All content on phearnotliving.com, including text, graphics, logos, images, and software, is the property of phearnotliving.com or its licensors and is protected by copyright laws.

Privacy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and disclose your information.

Disclaimer
phearnotliving.com is not liable for any losses or damages resulting from the use of the website or reliance on the content. We disclaim all warranties, express or implied, regarding the accuracy or reliability of the information.

Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the USA, without regard to its conflict of law provisions.

Changes to Terms
We reserve the right to modify or replace these Terms of Service at any time. Your continued use of phearnotliving.com after any changes indicates your acceptance of the updated terms.

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